If you are a college student and need to borrow money, a Stafford Loan should be your first choice. Backed by the U.S. government, Stafford Loans are the most widely used, low-cost education loans with no payments required until 6 months after you finish school.

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Stafford Loans Overview

Looking for money to pay for college? Federal Stafford Loans are the most common type of Federal Student Aid received by Students. The Federal Stafford loan is non-credit based loan with a low interest rate that is obtainable and affordable by most students.
  • Low 6.8% interest rate
  • No payments while you're in school
  • Interest may be tax-deductible
  • No credit check
  • No prepayment penalty
  • Government subsidies available

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